Whether you're a frequent traveller or a travel rookie, getting the proper coverage is an important part of finalizing your travel plans. Without travel insurance to protect you in the event of an unexpected medical emergency, the trip you’ve been dreaming about could quickly become a nightmare due to the high cost of out-of-country medical care.
Here’s a wake-up call: Travel insurance will keep your money in your pocket, where it belongs.
If you are a travelling Canadian who will maintain provincial health care coverage for the duration of your trip, take a look at our Travel Insurance for Canadians page to see which plan is right for you. Our insurance protects you from the added costs that your provincial coverage will not. Don’t be caught unaware! Did you know that your provincial health plan only covers a small amount of the medical expenses incurred during a medical emergency out of country? This could mean paying thousands (or tens of thousands) of dollars out of pocket.
Planning a trip to Canada, relatives visiting from overseas, or recently arrived in Canada without provincial health care coverage? The last thing you need to think about is the cost of getting sick during a cold Canadian winter or hurting yourself on a summer hike. Explore our Visitors to Canada page to see which of our insurance options will best protect you from medical expenses incurred when sick or injured, with options to cover pre-existing conditions. This product will give you the freedom to travel our vast nation worry-free.
Whether you're a citizen of the world or a Canadian without provincial health care coverage, if you’re planning a trip overseas, International Travel Insurance is the coverage you'll need for the duration of your trip. Anything can happen while travelling the world, but why spend your time worrying? You can't predict the unexpected, but you can prepare for it. This insurance product will help ease the pain caused by exorbitant medical costs far away from home. Did you know that a hospital bed can cost thousands of dollars a night?
Planning to live or work outside your country of citizenship for an extended period of time? Don't leave home without protecting yourself against regular medical expenses as well as unforeseen emergencies. You don’t want to cut short your time spent abroad, so cut down any potential medical expenses with Expatriate Insurance instead. Making the decision to purchase an expatriate plan means being covered for medical emergencies, as well as a variety of non-emergency expenses which can include regular check-ups, mental health concerns, vision care, and dentist appointments—for as long as you are living overseas. That's one less thing to worry about before you board the plane!