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    Snowbirds
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    Special Risk Insurance

    Do you visit dangerous places for work or for pleasure? Do you head overseas to take part in professional sports or dangerous activities? If you answered yes to one of the above, regular travel insurance will unlikely provide the coverage that you need, and you may need to consider Special Risk Insurance. This customized product is often the best option for journalists, professional athletes, aid workers, and dare devils alike, and will offer peace of mind in the event of a medical emergency.

    Come Back Alive

    Need information on travel to dangerous places? Want to hear stories or share your own? Or, maybe you'd like to read up on current information about troubled spots around the world. Visit our specialized website, www.comebackalive.com, developed in conjunction with Robert Young Pelton (author of The World's Most Dangerous Places).

    Application Forms for Special Risk Coverage

    Emergency Medical Coverage: Covers medical expenses incurred in the event of unexpected illness or injury, or medical emergencies related to acts of war or terrorism.

    Disability Insurance: Will provide monthly payments to individuals who are unable to work due to a debilitating illness or injury. Both long-and short-term options are available.

    Accidental Death & Dismemberment: Provides a lump-sum payment in the event of accidental loss of life, limb, or sight.


    Travelling on your own? – Apply for Special Risk Coverage now.

    Part of a group, company, or organization? – Apply for Special Risk Group & Corporate Coverage now.

    Kidnap, Ransom & Extortion (KRE) Insurance: Covers the ransom amount and the negotiator’s fees in the event of a kidnapping incident.

    Travelling on your own? – Apply for KRE Insurance now.

    Part of a group, company, or organization? – Apply for Group & Corporate KRE Insurance now.